Financial Policy – please check with the office for most current policy.

Thank you for choosing Dr. Trace Curry as your healthcare provider. We are committed to providing the best medical care possible. Please understand that payment of your bill is considered a part of your treatment. The following statement explains our Financial Policy, which we ask you to read, sign and return to us prior to your treatment.

- All patients should provide accurate and complete personal information prior to being seen by the doctor.

- All applicable co-pays, personal balances, both current and prior, are due at the time of service.

- We accept cash, check, credit cards, money orders or cashier checks.

** Personal checks are not accepted at time of surgery.

Regarding Insurance
Please call your carrier to verify whether you have out of network benefits. In all cases, we require that the guarantor, the person who is financially responsible, is personally liable for all balance not covered by insurance. It is your responsibility to understand and comply with any predetermination of benefits or referral requirements. Please be aware that some, perhaps even all, of the services provided may be non-covered services or may not be considered medically necessary by some insurance companies. This does not mean you do not have to pay for the service. All charges must be paid in full prior to surgery. Band adjustments are considered elective procedures. If your account is past due we do not have to provide continued band adjustments.

Usual and Customary Rates
We are committed to providing the best treatment for our patients and we charge what we believe to be reasonable and customary fees for our region and specialty. If your insurance company uses a different fee schedule, you will be responsible for any balance remaining.

Missed Appointments
Unless canceled at least 24 hours in advance, our policy is to charge for the missed appointment. Please help us to serve you better by keeping scheduled appointments. This fee is not covered by insurance, so it will be your personal responsibility.

Past Due Accounts
Overdue accounts will be referred to a collection agency. Legal fees that we pay to secure past due accounts will be added to your account.

Returned Checks
For checks returned to us unpaid by your bank, we will charge a $25.00 fee.

Co-Pay Balances
Payment for co-pays is expected at time of service. If co-pay balances are not paid on date of service a $10.00 fee will be charged to your account. This fee is not covered by insurance so it will be your responsibility.

Program Fee
Program fees are charged by almost every surgical weight loss center. The reason for this is due to the fact that it takes a team of professionals to provide your care, but insurance only reimburses for physician services. In fact, it is estimated that it takes over 20 hours of staff time for every case that is approved. Our program fee is $400, non-refundable and not covered by insurance. The fee is due before any paperwork can be submitted to your insurance company in order to obtain approval for surgery.

Please contact our billing office if you have any questions or concerns.
THANKS!